Legal

Terms of Use

Last updated: March 2025

Please read these terms carefully before using CashCalcHub. By accessing or using this website, you agree to be bound by these terms.

1. About CashCalcHub

CashCalcHub ("we", "us", "our") is a free online tool that provides UK personal finance calculators. The site is intended for general informational and educational purposes only.

2. Not financial advice

⚠️ Important disclaimer: All calculations, results, figures and outputs produced by CashCalcHub are estimates only. They are based on publicly available HMRC rates and standard financial formulas and are provided for informational and illustrative purposes only.

Nothing on this website constitutes financial, tax, legal or investment advice. CashCalcHub is not a regulated financial adviser and is not authorised by the Financial Conduct Authority (FCA). You should not rely on any result from this site when making financial decisions.

Before making any significant financial decision — including but not limited to taking out a mortgage, changing pension contributions, repaying debt, or making investments — you should consult a qualified and regulated financial adviser, accountant, or solicitor.

For personal tax matters, always refer to HMRC directly or seek professional advice.

3. Accuracy of calculations

We make reasonable efforts to keep our calculators up to date with current UK tax rates and thresholds. However, we cannot guarantee that all information is accurate, complete or current at any given time. Tax law and financial regulations change frequently, and there may be a delay between changes coming into effect and our calculators being updated.

Results may differ from official HMRC calculations due to individual circumstances not captured by our inputs (such as multiple sources of income, complex pension arrangements, benefits in kind, or non-standard tax codes). Always verify important figures with a qualified professional or directly with HMRC.

4. No liability

To the fullest extent permitted by law, CashCalcHub accepts no liability for:

Use of this site is entirely at your own risk.

5. Intellectual property

All content on CashCalcHub — including text, calculators, design, code and graphics — is owned by or licensed to CashCalcHub. You may not reproduce, copy, distribute or create derivative works from this site's content without prior written permission, except for personal, non-commercial use.

6. Third-party links

This site may contain links to third-party websites, including affiliate links. We are not responsible for the content, accuracy or practices of any linked site. The inclusion of a link does not constitute an endorsement. When you follow an affiliate link and make a purchase, we may receive a commission — this is always disclosed where applicable and never influences our calculator results or editorial content.

7. Advertising

CashCalcHub displays advertisements served by third-party networks. We do not control the content of these advertisements. The presence of an advertisement does not constitute a recommendation or endorsement of the advertised product or service.

8. Changes to these terms

We may update these terms from time to time. The date at the top of this page shows when they were last revised. Continued use of the site after changes are posted constitutes acceptance of the revised terms.

9. Governing law

These terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

10. Contact

For any questions about these terms, contact us at hello@cashcalchub.co.uk.